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Make Home Safety a Priority While You’re Away for the Holidays

Nov 7 2014 The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while you’re gone. A house left empty can... more

Protect Your Most Cherished Possessions

Jun 16 2014 If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or simply because they're irreplaceable.... more

A Little Extra Caution Can Go a Long Way While Driving at Night

Apr 24 2014 While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled, more than 50%... more

Home Security Tips

Apr 1 2014 Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement or home security. And nowadays, there... more

A Different Season Means Different Dangers For Motorcyclists

Oct 4 2013 Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at Pepper, Johnstone & Co. want you to be... more

When Things go BOOM in the Night - Fireworks Safety

Jul 8 2013 For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in Alabama are damaged by wayward fireworks.... more

A Time to Celebrate Mothers

May 1 2013 As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Pepper, Johnstone & Co., we thought it would be fun to give you a little of the history behind Mother's... more

It's Time for Spring Cleaning!

Apr 2 2013 Spring is a time of new beginnings in Athens - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Pepper, Johnstone & Co., some of these tasks are long overdue! Here are some... more

Get Ready to Safely 'Spring Forward'

Mar 1 2013 Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Pepper, Johnstone & Co. want to remind you it's also a great time to improve your family's safety. Be safe... more

Be the Pinnacle of Health & Wellness This Winter

Feb 1 2013 It goes without saying that keeping yourself and your family healthy through the winter months in Athens can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around colds at school like they're playing "Hot Potato"... more

Make Sure Your Holidays Stay Happy … and Safe

Dec 3 2012 You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Pepper, Johnstone & Co., we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays certainly bring cheer here in Athens, they... more

Halloween Safety: Be Ready When the Little Goblins Come Out

Oct 2 2012 It's a night full of treats for both kids and adults in Athens. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that Halloween in Alabama can have some tricks... more

When the Kids Head for College, Put “Insurance 101" on Your Class List

Sep 5 2012 It's an exciting time when your child heads off to college. Whether they're attending school in Alabama or have moved all the way across the country, there were a ton of things to get done last month, but did you remember to look over their insurance needs?... more

A Home Inventory Will Help You Know What You Own

Jun 1 2012 Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Alabama, you may own much more than you realize. Comparing the value of... more

Tornadoes Happen Every Year - Are You Prepared?

Apr 2 2012 You don't have to be directly hit by a tornado in Alabama to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You Need - In an average year, 800 are reported... more

Prepare for Driving In Bad Weather Before You Hit the Road

Feb 1 2012 Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in Alabama. Pepper, Johnstone & Co. wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its components are in good operating condition,... more

Things to Keep in Mind When Buying a Car

Jan 3 2012 Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features you need. We can't really help you become a master negotiator when it comes to... more

Is Your Home Energy Efficient?

Dec 2 2011 Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Alabama, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $400 a year on your... more

Safety Tips for Black Friday Shoppers

Nov 21 2011 The day after Thanksgiving, also known as Black Friday, is the biggest shopping day of the year. When it comes to cashing-in on the day’s deals, the motto is “If you snooze you lose.” Many stores will open at 12:01 a.m. on Friday and some retailers will even... more

Make Sure Your Home is Ready for Winter

Nov 8 2011 Summer has ended, but there's no need to fret: Fall brings with it crisp, cool days, wonderful colors - and football season! It also brings with it a few maintenance tasks that Pepper, Johnstone & Co. recommends to help ensure your home is ready for fall and... more

Disaster Preparedness, FEMA and More

Sep 1 2011 If the unthinkable happens, Pepper, Johnstone & Co. understands that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. Sites to Check Out The following sites are additional... more

Saving Money on Classic Car Insurance in Alabama

Aug 1 2011 How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance in Alabama. Before you buy If you're thinking of buying a classic car or antique automobile,... more

Life Insurance Review

Jun 28 2011 RECOGNIZING WHEN TO HAVE A REVIEW Routine reviews every year or two are important to: Evaluate policy performance in the current economy Review industry trends Uncover subtle changes that may otherwise go unnoticed Certain events, though, often signal a... more

Spring Tornadoes Are Generally the Most Severe; Make Sure You’re Properly Insured

Apr 13 2011 April 12, 2011 — The tornadoes that swept through Iowa, Minnesota and Wisconsin over the weekend are a vivid reminder of the threat these windstorms pose to life and property, and the importance of having the right coverage, according to the Insurance... more

Earthquakes: Risk and Insurance Issues

Mar 29 2011 An earthquake is a sudden and rapid shaking of the earth caused by the breaking and shifting of rock beneath the earth’s surface. This shaking can sometimes trigger landslides, avalanches, flash floods, fires and tsunamis. Unlike other natural disasters such... more

Few Homes Have Insurance Coverage for Earthquake or Tsunami, Although the U.S. Is At Risk for Both

Mar 29 2011 The tragic earthquake and tsunami that struck Japan on Friday, March 11, have raised questions regarding insurance coverage and provide a stark reminder that the U.S. is also vulnerable to these natural disasters, according to the Insurance Information... more

Understanding Policy Liability Exclusions

Mar 2 2011 All liability policies have exclusions to eliminate risks that the underwriting insurance carriers choose not to assume. These exclusions are typically unique to the particular policy and vary depending on the type of coverage that is being underwritten.... more

Winter Weather Preparation

Jan 9 2011 Ice, snow and wind can have devastating consequences on your home. The time to winterize is when the leaves begin to turn and not when the snow begins to fall. Homeowners should take the following precautions: Maintain Gutters Remove leaves, acorns, sticks... more

It Is Going To Be a Cold, Cold Winter—Is Your Home Properly Winter-Proofed?

Dec 1 2010 December 1, 2010 - Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow and wind. With the weather still mild, autumn is the perfect time to winter-proof your home, according to... more

Avoid the Five Biggest Insurance Mistakes!

Nov 5 2010 NEW YORK, October 25, 2010 - With nearly one in 10 Americans out of work, and others forced to make ends meet with less money, many people are looking for ways to cut costs. There are smart ways to save on home and auto insurance; however, there are also... more

The Importance of Taking a Home Inventory

Nov 1 2010 How do I take a home inventory and why? - Would you be able to remember all the possessions you've accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify... more


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122 W. Market Street
Athens, AL 35611
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