Pepper, Johnstone & Company is independently owned and locally operated to handle your insurance needs. As a privately-held insurance brokerage, we represent more than 50 reliable insurance companies to provide you with quality insurance coverage. Be it auto insurance, home insurance, renters insurance, business insurance, commercial insurance, farm insurance, or life insurance, we will protect your tomorrow, today. Our primary area of focus is Athens, AL, and we offer affordable and reliable insurance choices all across Alabama, Georgia, Mississippi, North Carolina, South Carolina, Louisiana, Tennessee, Kentucky, Florida, Texas, Nevada, California, and Washington DC. Our experienced insurance associates offer guidance and help so you can make the right insurance decisions for you, your family, or your business. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.