Pepper, Johnstone & Company – Local, Independent, Trusted.

Pepper, Johnstone & Company is independently owned and locally operated to handle your insurance needs be it commercial insurance, home insurance, or just general insurance . We focus on Athens and offer affordable and reliable insurance choices all across Alabama, Georgia, Mississippi, North Carolina, South Carolina, Louisiana, and Tennessee. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

Choice

We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.

Experience

Our staff has been working in the industry for many years. We offer guidance and help you make the right decisions for yourself, your family, or your business.

Service

We take care of our customers like family. We're here for you – whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.

Auto Insurance

We're experts in finding affordable and complete Athens auto insurance. Request an insurance quote and let us find the right coverage for you.

Request Quote

Home Insurance

Athens homeowner insurance rates can vary widely. We'll make sure you're properly covered at the lowest rate available.

Request Quote

Business Insurance

Let us review your Athens business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

Request Quote

Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable Athens life insurance choices.

Request Quote

How to avoid the most common auto and home insurance mistakes

Insurance. We all need it, but how can you make sure that you have the coverage that you need without overspending or underspending? We’re accustomed to making purchasing decisions based on price, but this can spell...

Read More

"What is umbrella coverage? Doesn't my business have enough liability coverage already?"

Umbrella insurance is an apt name for this coverage that extends over and beyond other underlying policies to protect your business or home. You may believe that you have the coverage that you need, but umbrella...

Read More

Related Video

Benefits of choosing an independent insurance agent