Pepper, Johnstone & Company – Local, Independent, Trusted.

Pepper, Johnstone & Company is independently owned and locally operated to handle your insurance needs be it commercial insurance, home insurance, or just general insurance . We focus on Athens and offer affordable and reliable insurance choices all across Alabama, Georgia, Mississippi, North Carolina, South Carolina, Louisiana, and Tennessee. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.


We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.


Our staff has been working in the industry for many years. We offer guidance and help you make the right decisions for yourself, your family, or your business.


We take care of our customers like family. We're here for you – whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.

Auto Insurance

We're experts in finding affordable and complete Athens auto insurance. Request an insurance quote and let us find the right coverage for you.

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Home Insurance

Athens homeowner insurance rates can vary widely. We'll make sure you're properly covered at the lowest rate available.

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Business Insurance

Let us review your Athens business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable Athens life insurance choices.

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