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Pepper, Johnstone & Company - Local, Independent, Trusted Insurance Company in Alabama

Pepper, Johnstone & Company is a locally operated and independently owned insurance company based in Athens, AL, specializing in handling various insurance needs such as auto, home, commercial, farm, and life insurance. Serving Alabama and beyond, our focus extends to Georgia, Mississippi, North Carolina, South Carolina, Louisiana, Tennessee, Kentucky, Florida, Texas, Nevada, California, and Virginia. As a leading insurance company in Alabama, we are dedicated to providing affordable and reliable insurance options. Let us assist you in discovering the perfect blend of customized coverage at a price that precisely meets your requirements.

New to Limestone County?   Learn how we can help you. Learn More About How We Can Help You 


We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.


Our associates have been working in the industry for many years.  We offer competent guidance and help you make the right decisions for yourself, your family, or your business.


We take care of our clients like family.  We're here for you – whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.

Auto Insurance

We're experts in finding affordable and complete Athens auto insurance.  Request an insurance quote and let us find the right coverage for you.

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Home Insurance

Athens homeowner insurance rates can vary widely. We'll make sure you're properly covered at the lowest rate available.

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Business Insurance

Let us review your Athens business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it.  Contact us for the best selection of affordable Athens life insurance choices.

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