Pepper, Johnstone & Company Blog

All You Ever Wanted to Know About Insurance

Avoid These Common Misconceptions When Buying Commercial Renters Insurance

As a business owner who chooses to rent rather than buy the space they operate in, you may be under the impression that any damages to the property would be covered by the owner’s insurance policy. That, however, is...

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Uncommon Questions We Get That Fall Outside Insurance

It’s not uncommon for our clients to develop a strong bond with us: we work hard to provide everyone who walks through our doors the necessary advice for their unique needs. At Pepper, Johnstone & Company, we...

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Don’t Be Fooled by These Misconceptions About Renters Insurance

Common Renters Insurance Misconceptions - It's easy to assume that because you’re renting, you’re covered in the event of an emergency; sometimes, however, landlords or property managers are lax on coverage, and you...

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Why Metal Fabricator Insurance Is Crucial for Your Operations

Arguably, the metalworking industry employs some of the most skilled employees in the nation. Metalworkers don’t sit behind a desk and push paper; instead, they operate heavy equipment like press brakes, ironworkers,...

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How Agricultural Insurance Is Crucial for Your Farm

Running a commercial ranch or farm requires comprehensive insurance solutions that differ from other industries. Whereas most businesses rely on straightforward commercial policies, oftentimes farmers or ranchers...

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Cyber Liability Insurance: Is It Right for Your Company?

In today’s age, technology is a major part of our business operations: from conducting banking to running retail and e-commerce. As our reliance on technology grows, it’s becoming increasingly imperative that we’re...

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Is My Homeowners Policy Enough to Cover My Valuables?

Your home is your family’s hub: it’s your sanctuary and the most valuable asset you own. Protecting your home (even if you’re renting) with a homeowners insurance policy keeps you safe in the event of a theft or...

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Debunking the Dangerous Myths of Commercial Insurance

We see the news littered with headlines about major companies being sued for countless reasons and we assume only the majors players are liable for legal complications, but even small businesses --- including your...

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How to avoid the most common auto and home insurance mistakes

Insurance. We all need it, but how can you make sure that you have the coverage that you need without overspending or underspending? We’re accustomed to making purchasing decisions based on price, but this can spell...

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"What is umbrella coverage? Doesn't my business have enough liability coverage already?"

Umbrella insurance is an apt name for this coverage that extends over and beyond other underlying policies to protect your business or home. You may believe that you have the coverage that you need, but umbrella...

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