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Pepper, Johnstone & Company Blog

All You Ever Wanted to Know About Insurance

Don’t believe local independent insurance agencies are right for you? Listen to our clients

Business owners looking for insurance want more than an agent. They want a trusted insurance advisor who will listen to their needs and look out for their best interests. We know you have a business to run: sales and...

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Forget Geico, State Farm, and Allstate: independent insurance agents offer more for less

So, you’re shopping insurance rates. Maybe you’re a homeowner who just refinanced your home. You’re excited about your savings. You’re on a roll and want to see if you can lower your home insurance too. Perhaps you’ve...

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Home service contractors: are the workers you hire insured?

Imagine embarking on that home remodeling project you and your spouse have been dreaming of for years. You’ve now got the money saved up to redo your kitchen, and the day finally comes where the workers show up. They...

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When Catastrophes Strike: Preparing Your Business in Limestone County

Let's say that one of our Limestone County summer tornadoes damages your business facility beyond repair. Or torrential rains flood your operation, ruining furniture and important equipment. Although we don’t often...

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Insuring Your Business As It Scales

The world of startups is like the wild west of modern business. Countless small, young companies are competing to bring new services that help improve our society and the world at large. One of the toughest aspects of...

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Hardening of the insurance industry

The insurance industry has seen many changes over the years. New risks come and old risks fade, and in between, there’s much nuance pertaining to how it affects both the industry and consumers. We here at Pepper,...

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Cyber attacks on your business: are you prepared?

In an earlier blog post we talked about cyber liability insurance. Today, we here at Pepper, Johnstone & Company would like to revisit this topic. Amid the accelerating use of digital and remote technologies as...

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How automation is transforming the insurance industry

Like most industries in 2020, technological advances are changing the landscape for independent insurance agencies like ours. From business development to IT to claims management, technology shapes our processes,...

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5 insurance policies every startup company needs

Founding a startup company takes creativity, strategy, leadership, and resources. Business owners of startup companies often desire to minimize initial costs, but one business aspect not to skip out on is ...

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New year, new habits: ways to make sure you're moving your business forward

How often are you planning business goals for your company’s growth? Moving your business forward takes intentionality, planning, and strategic tactics. Let 2020 be the year that your business reaches increased...

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