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Insurance Products

Pepper, Johnstone & Company is one of the oldest independent insurance brokerage firms in North Alabama. Since 1971, we have helped clients develop comprehensive yet cost-effective insurance programs. Through our consultative approach, an in-depth understanding of your needs enables us to provide high-quality solutions that are competitively priced.

Athens insurance agent
Alabama Business Insurance

Business Insurance

Property and casualty insurance is the cornerstone of any risk management program. Pepper, Johnstone & Company’s core property and casualty services include property, general liability, automobile, excess liability, workers’ compensation, directors and officers, employment practices, and fiduciary insurance.  Business insurance »

Alabama Private Client Insurance

Private Client Insurance

Our comprehensive insurance and risk management services enhance protection and minimize threats to the personal wealth and safety of our clients and their families. Our customized programs include protection for homeowners, vehicles, aircraft, watercraft, fine arts, collectibles, jewelry, etc.  Private client insurance »

Alabama Individual Benefits

Individual Benefits

Pepper, Johnstone & Company specializes in developing insurance strategies for individuals and business owners whose personal and business wealth may be intertwined. We offer supplemental group insurance, executive benefit retirement plans, business succession planning assistance and income replacement and protection.  Individual benefits »

Alabama Employee Benefits

Employee Benefits

Our professionals focus on enhancing benefits plans, streamlining administration, and increasing employees’ awareness and appreciation of their benefits. We can structure group insurance plans, voluntary benefits plans, and key executive programs for almost any size business.  Employee benefits »


Featured Article: Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and...

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Contact Us

256-232-7818
Mon/Tue/Thu: 8:00 AM - 5:00 PM
Wed/Fri: 8:00 AM - 4:30 PM

Umbrella policies Get additional loss protection

Your current insurance may not cover you fully in the event of a catastrophic loss. Learn more.

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Information you need, when and where you need it most. More »

Coverage you can trust From the best insurance companies

With several of the largest and most respected companies, we’re confident we can find the best coverage and rates for you.

Our Insurance Companies

Safeco Insurance

Pepper, Johnstone & Company, Inc.

Our location

122 W. Market Street
Athens, AL 35611
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(P) 256-232-7818 | (F) 256-233-2030
Secure Risk Insurance Solutions Trusted Choice

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