Skip to content

Individual Benefits Insurance

Individual Benefits Insurance

With creative approaches for both individuals and corporations, the professionals of Pepper, Johnstone & Company’s Individual Benefits practice are focused on maximizing protection, preserving wealth and planning for your future. Our carefully crafted insurance programs include individual life, disability and long-term care plans that are designed to preserve a family legacy or attract, retain and reward key employees.



  • Portable products to supplement group disability and life plans
  • Key person funding strategies
  • Buy/sell succession planning strategies
  • Programs to attract, retain and reward executive talent

Comprehensive and Personalized Process

At Pepper, Johnstone & Company we work closely with our clients to truly understand their needs and then develop innovative programs, using various insurance products and strategies when appropriate as a funding mechanism to meet their immediate and long-term objectives.

Skilled Professionals

Our professionals use their extensive experience in individual benefits planning to develop creative solutions and effective strategies tailored to your specific needs.

Team Approach

Each client is represented by a team of professionals, directed by a principal of the firm, to provide you with personalized service.