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Recreational Vehicle Insurance

Alabama RV insurance

Recreational vehicle insurance provides coverage for both property and liability similar to an automobile policy; however, because of the unique exposures associated with theses types of vehicles, special policies designed specifically for recreational vehicles are required. Recreational vehicles include:

  • ATVs
  • Dirt/trail bikes
  • Jet skis
  • Motor homes/travel trailers/fifth-wheel

Why You Need Protection

It’s a common misconception that your recreational vehicle is adequately covered by the same insurance policy that insures your auto or home. Your recreational vehicle is unique, and requires specialized recreational vehicle insurance. In most cases you’ll need additional insurance not available on your home or auto policy. Our specialized recreational vehicle insurance products are designed to provide the type of coverage you need while remaining price-competitive.

The protection we offer reaches well beyond a typical home or auto policy and can include coverages such as:

  • Collision and Comprehensive/Theft, including:
    • Accessories – at replacement cost
    • Safety riding apparel, including helmets
  • Bodily Injury Liability
  • Property Damage Liability
  • Transport Trailers
  • Uninsured/Underinsured Motorists
  • Medical Payments
  • 24-Hour Roadside Assistance – covers your tow vehicle and transport trailer, in addition to your ATV.

Get the protection you need tomorrow, today.

To learn more about our Recreational Vehicle insurance products, speak with one of our experienced professionals today.

Bookmark our mobile site visit m.pjcoinsurance.com

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Our Insurance Companies

Safeco Insurance

Pepper, Johnstone & Company, Inc.

Our location

122 W. Market Street
Athens, AL 35611
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(P) 256-232-7818 | (F) 256-233-2030
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