Farm and ranch owners live in a different world than other businesses and individuals, which requires a different type of insurance coverage. Traditional insurance coverage may not be adequate to meet those requirements. In most cases, farm insurance covers homeowners, personal property, commercial property, and commercial liabilities. Because farms often have both residential and commercial aspects, a particular blend of commercial and personal coverage is required.
Pepper, Johnstone & Company can assist practically all farms and ranches in securing this unique way of life, including big commercial growers, packers, equestrian, poultry, and dairy enterprises. Our knowledgeable consultants will collaborate with you to create the finest possible coverage at the most affordable price. Our devoted agricultural professionals will provide individual service and sound recommendations to our clients. We have established partnerships with many of the country's premier insurance companies that specialize in insuring agribusinesses as a long-time provider of farm and agribusiness insurance. We are devoted to offering personalized, comprehensive, and economically priced solutions for practically all farming and ranching exposures because we understand your individual needs.
Farm and ranch insurance coverage protects your property and ranch in the case of a disaster. Of course, you value your farm for a variety of reasons - it’s the way you make your living from agriculture and cattle on your property. In addition, your ranch is the place where you sleep at night. It's only natural that you'd want to make sure it's covered by insurance.
Your farm is most likely the largest and most essential investment you've ever made. Insurance safeguards you in the event of a disaster or loss that you could not otherwise afford. Property damage to your home, its contents, outbuildings, equipment, cattle, crops, and other items could occur in the case of a loss. Farming operations come with inherent risks that could result in bodily injury or death to others, for which you could be held partially or completely responsible.
Few of us have adequate financial means to compensate for such losses. Insurance allows us to transfer the risk of financial loss to an insurer who has the financial capacity to meet the expenditures. To develop a great firm, you and previous generations worked too hard and sacrificed too much. Don't let other people's (or Mother Nature's) actions put your business in jeopardy.
We want to help you choose the best insurance policy for your business. For more information about farmland and ranch insurance, reach out to us for a quote. Connect with one of our experienced professionals today.