Pepper, Johnstone & Company is a locally owned insurance agency in Athens, AL, serving Huntsville, Madison, Decatur, and surrounding areas. Whether your insurance needs are personal or commercial, we provide reliable and affordable insurance coverage aligned with your needs.

Our comprehensive insurance solutions give you total, yet tailored coverage:

Personal Insurance

Crucial to protecting your property, personal insurance covers damage and repair costs for private property. Pepper, Johnstone & Company offers personal insurance solutions, including but not limited to:

• Auto Insurance
• Homeowner Insurance
• Renters Insurance
• Boat Insurance
• Motorcycle Insurance
• Condo Insurance
• RV Insurance
• Landlord Insurance
• Flood Insurance
• Classic Car Insurance
• Umbrella Insurance
• Earthquake Insurance
• Off-Road Vehicle Insurance

Business Insurance

Protecting your business is as important as protecting your personal belongings. Pepper, Johnstone & Company understands that owning a business comes with challenges, and each business has a unique set of needs. We want to help protect your business so you can focus on growing it.

We offer various insurance options. Here are some common ones:

• Commercial Liability
• Commercial Auto
• Commercial Property
• Workers Compensation
• Professional Liability
• Bonds

Life and Health Insurance

Your insurance policy should evolve with your life. Marriage, buying a home, having a child, starting a business, and retiring are significant events that should be reflected in your life insurance policy. Having a policy in place can help your loved ones down the road as well. Pepper, Johnstone & Company is committed to providing you with the life insurance policy that is best for you and your family.

We offer the following life and health-related insurance options:

• Life Insurance
• Group Benefits
• Individual Benefits
• Disability
• Long Term Care

Specialty Insurance

We provide specialty insurance for industries such as healthcare, technology, religious institutions, and more.

We offer the following specialized insurance options:

• Farm Insurance
• Technology Insurance
• Mini-Storage Insurance
• Metal Fabricators Insurance
• Healthcare Insurance
• Religious and Houses of Worship Insurance

Pepper, Johnstone & Company aims to provide comprehensive coverage tailored perfectly to your needs. Please contact us for any questions you have regarding our insurance options.