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Why Choose an Independent Agent?

Not all insurance agents are the same.  Choosing the right one can make a big difference – in price, service, competency, and value.

With captive agents (i.e., State Farm, Allstate, Farmers, etc.) you get one company that sells one brand of insurance. With an independent insurance brokerage like Pepper, Johnstone & Co. you have choices.

Why? Because independent insurance brokerages, like Pepper, Johnstone & Co., represent a number of different insurance companies, and can compare coverage and price to find the best possible value for your individual circumstances.  As independent insurance brokers, we are members of the community, and we’re committed to doing business face-to-face and being your advocate in times of need.

Here are a few reasons why Pepper, Johnstone & Co. should be your first and last stop when looking for insurance:

  • We work for you when you have a claim.
  • We are not beholden to any one insurance company. This means you don’t have to change agencies as your insurance and service needs change.
  • We are your resource, working with you as you determine your needs.
  • We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
  • We offer one-stop shopping for a full range of products, including home, renters, auto, business, life, and more
  • We can periodically review your coverage to keep up with your changing insurance needs.
  • We are committed to client satisfaction – it’s key to our livelihood and continued success.
  • We treat our clients like family, not a number.
  • We are licensed and certified insurance professionals with strong client and community ties.

There is a difference. To find out how our firm can help you find the right insurance coverage, contact us today.

Contact Us

256-232-7818
Mon/Tue/Thu: 8:00 AM - 5:00 PM
Wed/Fri: 8:00 AM - 4:30 PM

Bookmark our mobile site visit m.pjcoinsurance.com

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Our Insurance Companies

Safeco Insurance

Pepper, Johnstone & Company, Inc.

Our location

122 W. Market Street
Athens, AL 35611
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(P) 256-232-7818 | (F) 256-233-2030
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