Pepper, Johnstone & Company is an independently and locally owned insurance agency in Athens, AL. We provide Decatur, Huntsville, Madison, and surrounding areas with affordable, reliable insurance coverage. Whether you need personal or commercial insurance, we will provide you with reliable coverage tailored to your needs.

We offer a variety of insurance solutions to provide you with the most comprehensive insurance coverage:

Personal Insurance

Personal insurance, or personal liability insurance, protects you and your personal property. It covers costs such as damage and repair to private property and legal fees. We offer the following personal insurance solutions:

• Auto Insurance
• Homeowner Insurance
• Renters Insurance
• Boat Insurance
• Motorcycle Insurance
• Condo Insurance
• RV Insurance
• Landlord Insurance
• Flood Insurance
• Classic Car Insurance
• Umbrella Insurance
• Earthquake Insurance
• Off-Road Vehicle Insurance

Business Insurance

Ensuring your business is protected is just as important as protecting your personal property. It’s best to be prepared for the curveballs owning a business can throw at you, and we want to help you protect yours.

The professionals at Pepper, Johnstone & Company understand that every business is unique. Our approach consists of a detailed consultative process that gives us a better understanding of your specific business needs so we can tailor insurance solutions accordingly.

Below are several common insurance options:

• Commercial Liability
• Commercial Auto
• Commercial Property
• Workers Compensation
• Professional Liability
• Bonds

Life and Health Insurance

As your life evolves, so should your insurance policy. Life events such as marriage, purchasing a home, having a baby, starting a business, and retiring all call for a review of your life insurance policy. In addition, having a plan in place for life and health insurance can save you and your loved ones financial struggles down the road. We are dedicated to providing you with the best life insurance policy for you and your family.

Below are the life and health-related insurance options we offer:

• Life Insurance
• Group Benefits
• Individual Benefits
• Disability
• Long Term Care

Specialty Insurance

At Pepper, Johnstone & Company, we offer specialty insurance for a wide range of industries such as farm, technology, mini-storage, metal fabricators, healthcare, and religious institutions.

Below is a list of specialized insurance options we offer:

• Farm Insurance
• Technology Insurance
• Mini-Storage Insurance
• Metal Fabricators Insurance
• Healthcare Insurance
• Religious and Houses of Worship Insurance

If you have any questions about the insurance options Pepper, Johnstone & Company provides, please contact us or give us a call.