Pepper, Johnstone & Company is one of the oldest independent insurance brokerage firms in North Alabama. Since 1971, we have helped clients develop comprehensive yet cost-effective insurance programs. Through our consultative approach, an in-depth understanding of your needs enables us to provide high-quality solutions that are competitively priced.


Property and casualty insurance is the cornerstone of any risk management program. Pepper, Johnstone & Company’s core property and casualty services include property, general liability, automobile, excess liability, workers’ compensation, directors and officers, employment practices, and fiduciary insurance. Business insurance »

Our comprehensive insurance and risk management services enhance protection and minimize threats to the personal wealth and safety of our clients and their families. Our customized programs include protection for homeowners, vehicles, aircraft, watercraft, fine arts, collectibles, jewelry, etc. Private client insurance »

Pepper, Johnstone & Company specializes in developing insurance strategies for individuals and business owners whose personal and business wealth may be intertwined. We offer supplemental group insurance, executive benefit retirement plans, business succession planning assistance and income replacement and protection. Individual benefits »

Our professionals focus on enhancing benefits plans, streamlining administration, and increasing employees’ awareness and appreciation of their benefits. We can structure group insurance plans, voluntary benefits plans, and key executive programs for almost any size business. Employee benefits »
When purchasing a trailer in Alabama or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft. Trailers come with closed or open...
256-232-7818
Mon/Tue/Thu: 8:00 AM - 5:00 PM
Wed/Fri: 8:00 AM - 4:30 PM
info [at] pjcoinsurance [dot] com
Your current insurance may not cover you fully in the event of a catastrophic loss. Learn more.
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With several of the largest and most respected companies, we’re confident we can find the best coverage and rates for you.
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