Business Insurance

Property and casualty insurance is the cornerstone of any risk management program. Regardless of the industry your organization is a part of, Pepper, Johnstone & Company has the industry knowledge, insight and relationships with national and regional insurance carriers to secure comprehensive insurance programs that help protect you against loss.

Customized Solutions

We deliver property and casualty solutions to a diverse spectrum of industries – from construction and retail businesses to manufacturing, agriculture, healthcare providers and professional services.  

We understand that no two clients are alike. Our step-by-step approach is a detailed analytical process that enables us to understand your specific needs and design tailored insurance solutions that meet those needs. As your needs evolve over time, we continually re-evaluate your insurance program to ensure it is in-sync with your company. 

Skilled Professionals

Our clients benefit from the skill-sets provided by experienced professionals with diverse backgrounds. The result is a comprehensive, customized insurance program that protects against and responds to most forms of risk. 

Team Approach

Each client is represented by a team of professionals, directed by a principal of the firm, to provide you with personalized service.

Our extensive insurance background provides us experienced insight into developing business insurance programs which include protection for:

• Bonds
• Builder's Risk
• Business Income
• Commercial Auto
• Commercial General Liability
• Commercial Property
• Commercial Umbrella
• Directors & Officers Liability
• Employment Practices
• Farm Insurance
• Fiduciary Liability
• Professional Liability
• Workers' Compensation