Jump to navigation
RSS

Jun 16, 2014

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or simply because they're irreplaceable.

While your homeowners insurance is invaluable for covering the loss or destruction of many of your belongings (as well as damage to your home's structure), your policy might provide only partial coverage for your most cherished items.

The good news is that you can still protect the things that matter to you most, even if they're not fully covered under your homeowners insurance, with a scheduled personal property endorsement that is tailored to meet your specific needs.

Not an easy name, but it can help you sleep better at night

A scheduled personal property endorsement is not something that everyone talks about, but here at Pepper, Johnstone & Company, we can help you determine if it would be a good fit for you. The first step begins with you. Look around your home and make a list of your cherished possessions. Be sure to consider the following:

  • Jewelry
  • Antiques
  • Art
  • Collections
  • Musical instruments
  • Silverware/China
  • Autographed items
  • Rare or one-of-a-kind items

Once you have taken an inventory, make the time to talk with us at 256-232-7818. Or, start the conversation by emailing us at . We are here to help you determine whether your prized possessions need more coverage than your current policy provides.

Keep in mind that it is wise to complete an inventory every year or so, because it's easy to acquire new items over time that should be added to a scheduled personal property endorsement. It could be tragic to find yourself in a situation rendering you unable to replace what matters most to you.

Contact Us!

At Pepper, Johnstone & Company, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Call us at 256-232-7818 or send us a note at . We want to help you meet your goals, and make sure what's important to you is protected!

This article provided courtesy of Safeco Insurance



More articles related to…


Sign up for our e-newsletter



We respect your privacy

Note: leave the Subject field blank if you are a real person. If this field is filled in, your request will be ignored. This helps us protect against automated form posts (spam).

Bookmark our mobile site visit m.pjcoinsurance.com

Information you need, when and where you need it most. More »

Our Insurance Companies

Safeco Insurance

Pepper, Johnstone & Company, Inc.

Our location

122 W. Market Street
Athens, AL 35611
Jump to navigation
(P) 256-232-7818 | (F) 256-233-2030
Secure Risk Insurance Solutions Trusted Choice

© 2017 Pepper, Johnstone & Company. All rights reserved.