--- title: Religious Institution Insurance | Get a Quote | PJ&C Insurance description: Get a quote on religious institution insurance with PJ&C Insurance. Explore our tailored insurance options for businesses in AL, GA, MS, NC, SC, LA, TN, KY, FL, TX, NV, CA, CO, KS, OH, and DC today. --- For more than 50 years, Pepper, Johnstone & Company has been trusted with insuring families and businesses. We partner with 60+ insurance companies so that you can consider options that provide the most appropriate protection. # Religious Institution Insurance from Pepper, Johnstone & Company Our Religious Organizations Program offers coverages uniquely designed to fulfill a wide range of special insurance needs for your church or religious organization. Pepper, Johnstone & Company can recommend insurance policies to help protect your religious organization from financial loss due to various situations. Religious institutions insurance can provide coverage for: - Property, such as altars, pews, sound equipment - Equipment breakdown or loss - Clergy’s, members’ and guests’ personal property loss - Appurtenant structure loss - Members’ or employees’ dishonesty - Decorative or liturgical objects, such as stained glass - Lock replacement after breakage - Off-premises personal property loss of others - Records and papers - Building ordinance changes - General liability - Fine art and musical instruments - Officers’, teachers’ and directors’ liability - Employment practices liability - Misconduct and abuse - Vehicle coverage - Professional Errors and Omissions (E & O) for clergy or other professionals employed by the institution - And much more… ### Customized Protection for Your Religious Institution Pepper, Johnstone & Company will sit down with your institution’s clergy and other leaders to create a customized insurance policy that fits your needs. We take a hard look at all the risks you face and come up with a plan to cover those risks, so you can get back to the business you were called to do—serve your community of faith. ### Get a free quote for religious institution insurance We'll provide you with a religious institution insurance quote from an insurer that meets your needs and your budget. [GET A QUOTE](/insurance/specialty/religious-institution-insurance/quote) [GET SERVICE](/claims-services) * * * ### Protect More Than Your Building Of course, you want to protect your building with adequate insurance. But there’s so much more to your ministry than the building. Without the people, it’s just an empty shell. Accidents, too, can occur during social activities. Protect yourself with insurance that covers medical payments for injuries clergy, members, or guests suffer during an activity. Others receive services from your institution. Protect these vulnerable individuals—as well as those who administer the services—with adequate insurance that allows you to do ministry with courage and passion. ### Leave Your Worries Behind with Insurance that Protects Your calling is to guide your members in a right spiritual direction. You celebrate life and mourn death together. You reach out to your community to help those who have lost their way due to addiction, poverty, or other issues. Like a good shepherd, your institution protects your flock. Our calling is to protect those you protect. From your house of worship to your outreach ministries, we protect your institution from events and persons who would do it harm. Call us today at 866-381-5821 for an appointment to meet with you and your institution’s leaders. We’ll show you how to keep your institution in safe hands, so you can do your ministry—unfettered by worry about the things of this world. ### Get the protection you need tomorrow, today. To learn more about our insurance products and services, [speak with one of our experienced professionals](/contact) today. * * * ## Clients Love Us We work hard for this reputation. [![Lauren Marsh](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lauren-marsh.8f1ef3286aaf69249e3de25282587a81dc15842de09824b6b0cbfb88b2501a20.webp)](/about/client-testimonials) What’s made us stick with them is the accountability. **— Lauren Marsh —** Ridgeline Construction [![Lynn Persell](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lynn-persell.9a4cd56880c3014002601585585987659e761ba9b4ce55d934e41cc15c2c97f5.webp)](/about/client-testimonials) They’ve taken care of me during the darkest days after the tornado. **— Lynn Persell —** Persell Lumber & Mill Shop [![Mike Walters](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/mike-walters.b7e85f459e5433841cfc9e45b3561d5fa0b394111be2eb8400535769c689c271.webp)](/about/client-testimonials) They understand our business & risk profile through industry knowledge. **— Mike Walters —** MVW Nutritionals ![Commercial client](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-1.9cb73af9c1e3961f57515ecda4c9f4e639df0eff922a19dccb73c30bfe4385f4.webp) PJ&C has become a crucial member of our business support team over the past several years. **— Commercial client —** Atlanta, GA ![J.W. E.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-1.26763a560ec8c33e538d9a14d02e9af37b878ed2735807d5bbca818b43fecadb.webp) The entire team is not only knowledgeable but down to earth and willing to share their time, tips and ideas. **— J.W. E. —** Nashville, TN ![Matthew H.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-2.f0d626a1e52b3f01c2be3c90db4d5d367c60b36ac6f55c3a5fecdb9bccc5bd8b.webp) Top notch insurance agency! The team at PJ&C provide excellent customer service while meeting all our needs. **— Matthew H. —** Dallas, TX ![Samantha B.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-2.8e76c5af7c1582529e66148a1be8aa0a919754e1706a80af3031e295450f4db1.webp) All the employees at PJ&C are very professional and knowledgeable. Exceptional customer service. **— Samantha B. —** Athens, AL [MORE REVIEWS](/about/client-testimonials) ## Insurance Articles from the Pepper, Johnstone & Company blog [**D&O Insurance for Startups: The Stage-by-Stage Risk Guide** — **TL;DR:** Once outside capital enters your company, every board-level decision carries personal liability for the people making it. D&O insurance covers directors, officers, and executives against claims of mismanagement, investor misrepresentation, and regulatory violations. Most institutional…](/blog/d-o-insurance-for-startups-the-stage-by-stage-risk-guide) [**What Insurance Do Startups Need? A Pre-Seed & Seed Checklist** — Most founders treat startup business insurance as a problem for later stages. It isn’t. The moment you sign your first client contract, bring on a W-2 employee or close your first round with outside investors, you’ve created real liability exposure. — The right coverage determines whether your…](/blog/what-insurance-do-startups-need-pre-seed-seed-checklist) [**SaaS Company Insurance: What a BOP Won't Cover** — A SaaS company can sign its first enterprise contract, close a seed round and onboard a dozen employees before anyone asks whether the insurance program actually matches the exposure. — A Business Owner’s Policy covers a slip-and-fall here, a damaged server there. It does _not_ cover a client lawsuit…](/blog/saas-company-insurance-what-a-bop-wont-cover) [View all articles](/blog) ## Related Types of Insurance [— Commercial Property Insurance — for business owners](/insurance/business/commercial-property-insurance) [— Commercial Liability Insurance — for business owners](/insurance/business/commercial-liability-insurance) [— Directors & Officers Insurance — for business owners](/insurance/business/directors-officers-insurance) [— Employment Practices Liability Insurance — for business owners](/insurance/business/employment-practices-liability-insurance) ```json {"@context":"https://schema.org","@type":"WebSite","url":"https://www.pjcoinsurance.com/","name":"Pepper, Johnstone & Company"} ``` ```json {"@context":"https://schema.org","@type":"Product","name":"Religious Institution Insurance","description":"Comprehensive religious institution insurance coverage tailored to your needs.","url":"https://www.pjcoinsurance.com/insurance/specialty/religious-institution-insurance","image":["https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/logo.80d7f691a213f4c005424382960e8608cbeea8e81c4c6b54b3ad47b9b05f80b8.svg"],"brand":{"@type":"Brand","name":"Pepper, Johnstone & Company"},"offers":{"@type":"Offer","url":"https://www.pjcoinsurance.com/insurance/specialty/religious-institution-insurance","priceCurrency":"USD"}} ``` ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/insurance/specialty","name":"Specialty Insurance Products"}},{"@type":"ListItem","position":2,"item":{"@id":"/insurance/specialty/religious-institution-insurance","name":"Religious Institution Insurance"}}]} ```