---
title: Mini-Storage Insurance | Get a Quote | PJ&C Insurance
description: Get a quote on mini-storage insurance with PJ&C Insurance. Explore our tailored insurance options for businesses in AL, GA, MS, NC, SC, LA, TN, KY, FL, TX, NV, CA, CO, KS, OH, and DC today.
---

For more than 50 years, Pepper, Johnstone & Company has been trusted with insuring families and businesses. We partner with 60+ insurance companies so that you can consider options that provide the most appropriate protection.

# Mini-Storage Insurance

from Pepper, Johnstone & Company

Mini storage businesses need a variety of insurance coverage types. Patrons of these businesses are generally expected to insure the goods that they store, and many storage providers like to roll the cost of a basic insurance package into the monthly rent. Tenant insurance of this nature is certainly a good thing to have, but it's not enough by itself to protect a self-storage business.

What insurance products should a mini storage facility in the Athens area be considering? The following are all good options to ensure that business is not disrupted.

### Get a free quote for mini-storage insurance

We'll provide you with a mini-storage insurance quote from an insurer that meets your needs and your budget.

[GET A QUOTE](/insurance/specialty/mini-storage-insurance/quote)

[GET SERVICE](/claims-services)

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### Commercial Property Insurance

All storage businesses face certain ongoing property damage risks such as fires, broken or leaking water pipes, and pest invasions. Mini storage businesses also face certain inclement weather risks. Strong winds and heavy rain can result in damaged roofs and serious leaks. Commercial property insurance protects businesses from these everyday accidents and mishaps.

### Liability Insurance

Liability insurance protects businesses when issues involving employees arise. That includes both accidents on company property that may cause harm to an employee and damage that may be caused to the facility or to tenant property by an employee.

This type of insurance can also extend to cover amounts that a facility is found to be liable for due to damage to or removal of a tenant's property.

### Theft and Vandalism Protection

Storage facilities are popular targets for burglaries. These are usually "brute force" attacks that involve causing serious structural damage to the facility, leaving your business with both repair bills and customer liability issues.

There is also an increasing need for storage facilities to think about damages caused by cybercrime. Small businesses like mini storage facilities are becoming a very popular target for hackers, due to the perception that they are an easier target that is less prepared for an attack. Facilities that are storing credit card and personal information are at a higher risk, and indiscriminate "ransomware" attacks can hit any type of business, rendering all of their computer records instantly inaccessible.

### Temporary Closure Coverage

If your facility has to close temporarily due to an emergency or some sort of critical structural damage, insurance is available to help cover your bills and expenses until you can return to normal operations.

Each mini storage business will have their own unique combination of insurance needs. If you're in the Athens area, feel free to give us a call at 256-232-7818. We'll be happy to go over your options and come up with the best possible package.

### Get the protection you need tomorrow, today.

To learn more about our insurance products and services, [speak with one of our experienced professionals](/contact) today.

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## Clients Love Us

We work hard for this reputation.

[![Lauren Marsh](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lauren-marsh.8f1ef3286aaf69249e3de25282587a81dc15842de09824b6b0cbfb88b2501a20.webp)](/about/client-testimonials)

What’s made us stick with them is the accountability.

**— Lauren Marsh —**
Ridgeline Construction

[![Lynn Persell](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lynn-persell.9a4cd56880c3014002601585585987659e761ba9b4ce55d934e41cc15c2c97f5.webp)](/about/client-testimonials)

They’ve taken care of me during the darkest days after the tornado.

**— Lynn Persell —**
Persell Lumber & Mill Shop

[![Mike Walters](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/mike-walters.b7e85f459e5433841cfc9e45b3561d5fa0b394111be2eb8400535769c689c271.webp)](/about/client-testimonials)

They understand our business & risk profile through industry knowledge.

**— Mike Walters —**
MVW Nutritionals

![Commercial client](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-1.9cb73af9c1e3961f57515ecda4c9f4e639df0eff922a19dccb73c30bfe4385f4.webp)

PJ&C has become a crucial member of our business support team over the past several years.

**— Commercial client —**
Atlanta, GA

![J.W. E.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-1.26763a560ec8c33e538d9a14d02e9af37b878ed2735807d5bbca818b43fecadb.webp)

The entire team is not only knowledgeable but down to earth and willing to share their time, tips and ideas.

**— J.W. E. —**
Nashville, TN

![Matthew H.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-2.f0d626a1e52b3f01c2be3c90db4d5d367c60b36ac6f55c3a5fecdb9bccc5bd8b.webp)

Top notch insurance agency! The team at PJ&C provide excellent customer service while meeting all our needs.

**— Matthew H. —**
Dallas, TX

![Samantha B.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-2.8e76c5af7c1582529e66148a1be8aa0a919754e1706a80af3031e295450f4db1.webp)

All the employees at PJ&C are very professional and knowledgeable. Exceptional customer service.

**— Samantha B. —**
Athens, AL

[MORE REVIEWS](/about/client-testimonials)

## Insurance Articles

from the Pepper, Johnstone & Company blog

[**D&O Insurance for Startups: The Stage-by-Stage Risk Guide** — **TL;DR:** Once outside capital enters your company, every board-level decision carries personal liability for the people making it. D&O insurance covers directors, officers, and executives against claims of mismanagement, investor misrepresentation, and regulatory violations. Most institutional…](/blog/d-o-insurance-for-startups-the-stage-by-stage-risk-guide)

[**What Insurance Do Startups Need? A Pre-Seed & Seed Checklist** — Most founders treat startup business insurance as a problem for later stages. It isn’t. The moment you sign your first client contract, bring on a W-2 employee or close your first round with outside investors, you’ve created real liability exposure. — The right coverage determines whether your…](/blog/what-insurance-do-startups-need-pre-seed-seed-checklist)

[**SaaS Company Insurance: What a BOP Won't Cover** — A SaaS company can sign its first enterprise contract, close a seed round and onboard a dozen employees before anyone asks whether the insurance program actually matches the exposure. — A Business Owner’s Policy covers a slip-and-fall here, a damaged server there. It does _not_ cover a client lawsuit…](/blog/saas-company-insurance-what-a-bop-wont-cover)

[View all articles](/blog)

## Related Types of Insurance

[— Commercial Property Insurance — for business owners](/insurance/business/commercial-property-insurance)

[— Commercial Liability Insurance — for business owners](/insurance/business/commercial-liability-insurance)

[— Commercial Umbrella Insurance — for business owners](/insurance/business/commercial-umbrella-insurance)

[— Business Income Insurance — for business owners](/insurance/business/business-income-insurance)

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