---
title: Insurance Blog | Pepper, Johnstone & Company | Alabama Insurance
description: Read the Pepper, Johnstone & Company blog for local, interesting and up-to-date Athens insurance news.
---

# PEPPER, JOHNSTONE & COMPANY BLOG

## All You Ever Wanted to Know About Insurance

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[**Uncommon Questions We Get That Fall Outside Insurance** — It’s not uncommon for our clients to develop a strong bond with us: we work hard to provide everyone who walks through our doors the necessary advice for their unique needs. At Pepper, Johnstone & Company, we stress relationships. — That’s why we sometimes run into situations where a client needs…](/blog/uncommon-questions-we-get-that-fall-outside-insurance)

[**Don’t Be Fooled by These Misconceptions About Renters Insurance** — **Common Renters Insurance Misconceptions** — It's easy to assume that because you’re renting, you’re covered in the event of an emergency; sometimes, however, landlords or property managers are lax on coverage, and you may be without coverage for problems out of your control. — We typically see…](/blog/misconceptions-renters-insurance)

[**Why Metal Fabricator Insurance Is Crucial for Your Operations** — Arguably, the metalworking industry employs some of the most skilled employees in the nation. Metalworkers don’t sit behind a desk and push paper; instead, they operate heavy equipment like press brakes, ironworkers, plasma tables, roll presses, and with the skill of a surgeon, they are binding…](/blog/metal-fabricator-insurance)

[**Cyber Liability Insurance: Is It Right for Your Company?** — **Cyber Liability Insurance: Is It Right for Your Company?** — In today’s age, technology is a major part of our business operations: from conducting banking to running retail and e-commerce. As our reliance on technology grows, it’s becoming increasingly imperative that we’re aware of the importance…](/blog/cyber-liability-insurance-is-it-right-for-your-company)

[**How Agricultural Insurance Is Crucial for Your Farm** — Running a commercial ranch or farm requires comprehensive insurance solutions that differ from other industries. Whereas most businesses rely on straightforward commercial policies, oftentimes farmers or ranchers live on the same property as their business, which blends a combination of commercial…](/blog/how-agricultural-insurance-is-crucial-for-your-farm)

[**Is My Homeowners Policy Enough to Cover My Valuables?** — Your home is your family’s hub: it’s your sanctuary and the most valuable asset you own. Protecting your home (even if you’re renting) with a homeowners insurance policy keeps you safe in the event of a theft or natural disaster, but if you own high-price valuables, a homeowners policy alone may…](/blog/is-my-homeowners-policy-enough)

[**Debunking the Dangerous Myths of Commercial Insurance** — We see the news littered with headlines about major companies being sued for countless reasons and we assume only the majors players are liable for legal complications, but even small businesses - including your mom-and-pop stores - can come under fire without insurance protection. It can happen to…](/blog/debunking-the-dangerous-myths-of-commercial-insurance)

[**How to avoid the most common auto and home insurance mistakes** — Insurance. We all need it, but how can you make sure that you have the coverage that you need without overspending or underspending? We’re accustomed to making purchasing decisions based on price, but this can spell disaster when it comes to insurance. Pepper, Johnstone & Company can help you…](/blog/how-to-avoid-the-most-common-auto-and-home-insurance-mistakes)

[**What is umbrella coverage? Doesn't my business have enough liability coverage already?** — Umbrella insurance is an apt name for this coverage that extends over and beyond other underlying policies to protect your business or home. You may believe that you have the coverage that you need, but umbrella insurance could be the difference between life and death for your business or family…](/blog/what-is-umbrella-coverage-doesnt-my-business-have-enough-liability-coverage-already)

[**A "Lending Tree" approach to insurance: why independent insurance agencies look out for you better.** — So, when you get ready to purchase an insurance policy for auto or home, who comes to mind? State Farm? Nationwide? Allstate? That’s what a lot of people would say. However, there’s a better, more effective, more comprehensive solution that’s right under your nose: an independent insurance…](/blog/a-lending-tree-approach-to-insurance-why-independent-insurance-agencies-look-out-for-you-better)

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- [8](/blog.md/page-8)
- [9](/blog.md/page-9)

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