---
title: Insurance Blog | Pepper, Johnstone & Company | Alabama Insurance
description: Read the Pepper, Johnstone & Company blog for local, interesting and up-to-date Athens insurance news.
---

# PEPPER, JOHNSTONE & COMPANY BLOG

## All You Ever Wanted to Know About Insurance

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[**Don’t believe local independent insurance agencies are right for you? Listen to our clients** — Business owners looking for insurance want more than an agent. They want a trusted insurance advisor who will listen to their needs and look out for their best interests. We know you have a business to run: sales and operational execution are your top priorities - not insurance. But when the time…](/blog/don-t-believe-local-independent-insurance-agencies-are-right-for-you-listen-to-our-clients)

[**Forget Geico, State Farm, and Allstate: independent insurance agents offer more for less** — So, you’re shopping for insurance rates. Maybe you’re a homeowner who just refinanced your home. You’re excited about your savings. You’re on a roll and want to see if you can lower your home insurance, too. — Perhaps you’ve lost your job during the COVID-19 pandemic, and you’re looking to save…](/blog/forget-geico-state-farm-and-allstate-independent-insurance-agents-offer-more-for-less)

[**Home service contractors: are the workers you hire insured?** — Imagine embarking on that home remodeling project you and your spouse have been dreaming of for years. You’ve now got the money saved up to redo your kitchen, and the day finally comes where the workers show up. They lay out protective tarps, and begin sanding your cabinets. All of a sudden, a…](/blog/home-service-contractors-are-the-workers-you-hire-insured)

[**When Catastrophes Strike: Preparing Your Business in Limestone County** — Let's say that one of our Limestone County summer tornadoes damages your business facility beyond repair. Or torrential rains flood your operation, ruining furniture and important equipment. Although we don’t often want to think about it, homes and businesses have to be prepared for disaster to…](/blog/when-catastrophes-strike-preparing-your-business-in-limestone-county)

[**Insuring Your Business As It Scales** — The world of startups is like the wild west of modern business. Countless small, young companies are competing to bring new services that help improve our society and the world at large. — One of the toughest aspects of owning and running a startup is figuring out how to scale. This means that the…](/blog/insuring-your-business-as-it-scales)

[**Hardening of the insurance industry** — The insurance industry has seen many changes over the years. New risks come and old risks fade, and in between, there’s much nuance pertaining to how it affects both the industry and consumers. We here at Pepper, Johnstone & Company want to make sure that our clients are prepared for these changes…](/blog/hardening-of-the-insurance-industry)

[**Cyber attacks on your business: are you prepared?** — In an earlier blog post we talked about cyber liability insurance. Today, we here at Pepper, Johnstone & Company would like to revisit this topic. Amid the accelerating use of digital and remote technologies as more people than ever are working from home, it’s a great time to expand upon cyber…](/blog/cyber-attacks-on-your-business-are-you-prepared)

[**How automation is transforming the insurance industry** — Like most industries in 2020, technological advances are changing the landscape for independent insurance agencies like ours. From business development to IT to claims management, technology shapes our processes, efficiency, and success. At Pepper, Johnstone & Company, we care about staying ahead…](/blog/how-automation-is-transforming-the-insurance-industry)

[**5 New Business Insurance Policies Every Startup Company Needs** — Founding a startup company takes creativity, strategy, leadership, and resources. Business owners of startup companies often desire to minimize initial costs, but one business aspect not to overlook is commercial business insurance. — Startup insurance is a specialized solution designed for early-…](/blog/5-insurance-policies-every-startup-company-needs)

[**New year, new habits: ways to make sure you're moving your business forward** — How often are you planning business goals for your company’s growth? Moving your business forward takes intentionality, planning, and strategic tactics. Let 2020 be the year that your business reaches increased growth and attains new benchmarks as a result of your strategy and hard work. — At…](/blog/new-year-new-habits-ways-to-make-sure-youre-moving-your-business-forward)

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- [9](/blog.md/page-9)

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