--- title: Insurance Agency in Madison, AL | Pepper, Johnstone & Company description: For reliable help choosing the best insurance policy for yourself, your family, or your business in Madison, AL, contact our local insurance agents today. --- # Personal & Commercial Insurance in Madison, AL ( We’ve been building trust here for over 50 years. ) ## “Just browsing”? When you’re ready to see what we’ve got to offer, give us a call to talk options, or request an insurance quote online. [GET A QUOTE](/quotes) ## Already with us? We’re standing by, ready to help with whatever you need. Claims, payments, coverage changes, and anything else. [GET SERVICE](/claims-services) ## Madison AL Personal & Commercial Insurance # Madison, AL’s Trusted Independent Insurance Agency Madison is one of the fastest-growing cities in Alabama, and that means plenty of decisions for local families and businesses to make. From gig workers to CEOs, growing families to college grads, everyone has important assets to protect. Of course, different insurance policies provide very different types of coverage, and not just any policy is going to be the perfect fit for the unique life you’re building in Madison. That’s why at Pepper, Johnstone & Company, we take a truly individualized approach to insurance. We get to know each and every one of our clients individually, helping them to customize insurance solutions that ticks off every box. One way that we can do this is by providing insurance consultation and assistance that’s responsive, reliable, and tailor-made for Madison’s needs. Unlike large, national firms, our decision-makers are local and prioritize being responsive and client-focused. We will go above and beyond to ensure your insurance needs are met and that you have complete confidence when you choose a policy. ## Insurance Services Built for Madison Residents & Businesses At Pepper, Johnstone & Company, we strive to provide everything that our clients need when they are considering their insurance needs. Here are some of the coverage types we provide that can make this process easier, faster, and less stressful. ### Personal Insurance in Madison, AL From condo insurance to RV insurance, flood insurance to auto insurance, our team is here to make sure that you’re covered when and where it matters most. **[Learn More](/insurance/personal)** ### Business Insurance in Madison, AL As a business owner, you need insurance that performs as well for you as you do for your customers. Let us help you get the commercial property, liability, auto, workers’ comp, and other coverage you need. **[Learn More](/insurance/business)** ### Life & Health Insurance in Madison, AL Life is full of unexpected surprises, which is why it’s so important to prepare for the future. At Pepper, Johnstone & Company, we can help you find the best life and health insurance that helps you safeguard the most precious things in life. **[Learn More](/insurance/life)** ### Specialty Insurance in Madison, AL As Madison grows, so too does the need for coverage that goes beyond the basics. At Pepper, Johnstone & Company, we can help with farm, technology, religious institution, and metal fabrication insurance—and beyond. **[Learn More](/insurance/specialty)** ## Why Make Pepper, Johnstone & Company Your Insurance Agents Pepper, Johnstone & Company is an independent insurance brokerage that helps individuals and businesses find the right insurance solution that best suits their individual circumstances. We provide options from some of the most trustworthy insurance carriers and help you every step of the way when deciding on insurance that is best for your situation. We have been in business since 1971, giving us over 50 years of experience in the insurance industry. That longevity and commitment to constantly evaluating the best options have made us the most trusted insurance advisors in Madison, AL. Let us help you stay up-to-date with insurance policy changes, laws, and coverage requirements while still meeting your budget goals and preferences. ## Contact Us Today For Insurance Advice in Madison, AL Choosing an insurance policy isn’t something you want to jump into if you don’t completely understand what the policy means for you. Insurance policies can be confusing and aren’t necessarily designed for the average person to understand. That's why at Pepper, Johnstone & Company, we prioritize providing clarity and transparency for our clients. We can break down your policy options, ensuring you completely understand what your coverage includes before you make your final decision. So, contact Pepper, Johnstone & Company to speak with one of our insurance professionals today! ### Get a Quick Insurance Quote (A form appears here on the HTML version of this page.) ## Madison AL Insurance from Trusted Risk Management Advisors Pepper, Johnstone & Company provides insurance services to clients throughout the southern U.S., including in Madison AL. Take advantage of the trust and experience we've been building since our founding over 50 years ago. [— Madison AL — Homeowner Insurance — Protect your home with customized homeowner insurance, no matter where you live. As an independent agency, we work with 60+ A-rated insurance partners nationwide to find the best coverage for your unique needs.](/insurance/personal/homeowner-insurance) [— Madison AL — Condo Insurance — Get comprehensive condo insurance that covers your unit and personal property, tailored for homeowners across the country. We connect you with top insurers to ensure reliable protection wherever you are.](/insurance/personal/condo-insurance/quote) [— Madison AL — Auto Insurance — Drive confidently with auto insurance that fits your lifestyle. Whether you're in a big city or a small town, we offer nationwide coverage options from trusted A-rated providers to keep you protected.](/insurance/personal/auto-insurance) [— Madison AL — Boat Insurance — Stay protected on the water, coast to coast. Our boat insurance options are available nationwide and offer comprehensive protection, no matter where you dock or sail.](/insurance/personal/boat-insurance) [— Madison AL — Renters Insurance — Secure your belongings with renters insurance tailored to renters across the United States. We partner with top-rated insurers to provide affordable, reliable coverage no matter where you rent.](/insurance/personal/renters-insurance) [— Madison AL — Business Insurance — Protect your business with customized insurance plans, whether you're running a local shop or a nationwide operation. We offer coverage through our network of 60+ A-rated carriers to meet your unique needs.](/insurance/business/business-insurance) [— Madison AL — Landlord Insurance — Nationwide landlord insurance coverage that safeguards your rental properties. We offer flexible policies from leading insurance providers to ensure your investment is protected no matter where your properties are located.](/insurance/personal/landlord-insurance) [— Madison AL — Flood Insurance — Be prepared for flooding anywhere in the U.S. with comprehensive flood insurance. We offer nationwide protection from top insurance companies, ensuring you have the coverage you need when it matters most.](/insurance/personal/flood-insurance) ## Madison Alabama Insurance If you have any questions or concerns about the insurance that Pepper, Johnstone & Company can provide you in the Madison area, feel free to [contact us](/contact) or give us a call. ## Backed by Dependable, A-Rated Insurance Partners We partner with [60+ insurance companies](/about/insurance-companies) to provide our clients with the best match for their needs, and to make sure we only recommend companies who will be there when you need them. - [Travelers](/claims-services/claims-payments#travelers) - [The Hartford](/claims-services/claims-payments#the-hartford) - [Chubb](/claims-services/claims-payments#chubb) - [Progressive](/claims-services/claims-payments#progressive) - [Liberty Mutual](/claims-services/claims-payments#liberty-mutual) - [Auto Owners](/claims-services/claims-payments#auto-owners) - [Safeco](/claims-services/claims-payments#safeco) - [Cincinnati Insurance](/claims-services/claims-payments#cincinnati-insurance) ## Clients Love Us We work hard for this reputation. [![Lauren Marsh](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lauren-marsh.8f1ef3286aaf69249e3de25282587a81dc15842de09824b6b0cbfb88b2501a20.webp)](/about/client-testimonials) What’s made us stick with them is the accountability. **— Lauren Marsh —** Ridgeline Construction [![Lynn Persell](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lynn-persell.9a4cd56880c3014002601585585987659e761ba9b4ce55d934e41cc15c2c97f5.webp)](/about/client-testimonials) They’ve taken care of me during the darkest days after the tornado. **— Lynn Persell —** Persell Lumber & Mill Shop [![Mike Walters](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/mike-walters.b7e85f459e5433841cfc9e45b3561d5fa0b394111be2eb8400535769c689c271.webp)](/about/client-testimonials) They understand our business & risk profile through industry knowledge. **— Mike Walters —** MVW Nutritionals ![Commercial client](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-1.9cb73af9c1e3961f57515ecda4c9f4e639df0eff922a19dccb73c30bfe4385f4.webp) PJ&C has become a crucial member of our business support team over the past several years. **— Commercial client —** Atlanta, GA ![J.W. E.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-1.26763a560ec8c33e538d9a14d02e9af37b878ed2735807d5bbca818b43fecadb.webp) The entire team is not only knowledgeable but down to earth and willing to share their time, tips and ideas. **— J.W. E. —** Nashville, TN ![Matthew H.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-2.f0d626a1e52b3f01c2be3c90db4d5d367c60b36ac6f55c3a5fecdb9bccc5bd8b.webp) Top notch insurance agency! The team at PJ&C provide excellent customer service while meeting all our needs. **— Matthew H. —** Dallas, TX ![Samantha B.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-2.8e76c5af7c1582529e66148a1be8aa0a919754e1706a80af3031e295450f4db1.webp) All the employees at PJ&C are very professional and knowledgeable. Exceptional customer service. **— Samantha B. —** Athens, AL [MORE REVIEWS](/about/client-testimonials) ## Our Mission Our mission is to be the clear, best choice for providing insurance, risk management and investment solutions to our clients through teamwork, technology, innovation, industry knowledge and unsurpassable client service, while supporting our community and stakeholders. ## Our Firm Pepper, Johnstone & Company was established in 1971 as a privately held insurance brokerage. Our client-base extends to AL, GA, MS, NC, SC, LA, TN, KY, FL, TX, NV, CA, CO, KS, OH, and DC. Although much has changed in our industry over the past 50 years, our steadfast commitment to properly protecting and advising our clients remains the same. ```json {"@context":"https://schema.org","@type":"WebSite","url":"https://www.pjcoinsurance.com/","name":"Pepper, Johnstone & Company"} ``` ```json {"@context":"https://schema.org","@type":"InsuranceAgency","name":"Pepper, Johnstone & Company - Madison, AL","url":"https://www.pjcoinsurance.com/about/areas/madison-alabama.md","areaServed":{"@type":"Place","name":"Madison, Alabama"},"address":{"@type":"PostalAddress","addressLocality":"Madison","addressRegion":"AL"},"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Thursday"],"opens":"8:00 AM","closes":"5:00 PM"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Wednesday","Friday"],"opens":"8:00 AM","closes":"4:30 PM"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Saturday","Sunday"],"opens":"00:00","closes":"00:00"}]} ```