--- title: Limestone County AL Insurance | Alabama Insurance description: Pepper, Johnstone & Company provides unique solutions for your specific insurance needs in Limestone County AL. Offering insurance packages with specialized coverage. --- # Personal & Commercial Insurance in Limestone County, AL ( We’ve been building trust here for over 50 years. ) ## “Just browsing”? When you’re ready to see what we’ve got to offer, give us a call to talk options, or request an insurance quote online. [GET A QUOTE](/quotes) ## Already with us? We’re standing by, ready to help with whatever you need. Claims, payments, coverage changes, and anything else. [GET SERVICE](/claims-services) ## Limestone County AL Personal & Commercial Insurance ### Insurance in Limestone County Everybody needs insurance. For some people, car insurance and homeowners insurance may be just what they need. For others, commercial insurance like commercial auto insurance and commercial liability may protect their business in the event of the unthinkable happening. Others still may be interested in life insurance and technology insurance. Regardless of your needs, Pepper, Johnstone & Company will work with you to figure out exactly what you need. Our team of specialists will work with you to understand your situation, so that we can help you find the coverage you need to feel protected and secure. ### Local Insurance Agents in Limestone County With Pepper, Johnstone & Company, you get more than just another insurance agent selling you insurance – you get a friend and a partner. This is the difference that a local insurance agent makes versus a call-center representative that lives in another state or country. We take the time to work with you and understand your very special and unique needs, then we collaborate with you to figure out the best solution. ### Get a Quick Insurance Quote (A form appears here on the HTML version of this page.) ## Limestone County AL Insurance from Trusted Risk Management Advisors In addition to providing insurance services to clients throughout the southern U.S., you can come in and speak with an agent right here in Limestone County, where we’ve been a part of the local community since our founding over 50 years ago. [— Limestone County AL — Homeowner Insurance — Protect your home with customized homeowner insurance, no matter where you live. As an independent agency, we work with 60+ A-rated insurance partners nationwide to find the best coverage for your unique needs.](/insurance/personal/homeowner-insurance) [— Limestone County AL — Condo Insurance — Get comprehensive condo insurance that covers your unit and personal property, tailored for homeowners across the country. We connect you with top insurers to ensure reliable protection wherever you are.](/insurance/personal/condo-insurance/quote) [— Limestone County AL — Auto Insurance — Drive confidently with auto insurance that fits your lifestyle. Whether you're in a big city or a small town, we offer nationwide coverage options from trusted A-rated providers to keep you protected.](/insurance/personal/auto-insurance) [— Limestone County AL — Boat Insurance — Stay protected on the water, coast to coast. Our boat insurance options are available nationwide and offer comprehensive protection, no matter where you dock or sail.](/insurance/personal/boat-insurance) [— Limestone County AL — Renters Insurance — Secure your belongings with renters insurance tailored to renters across the United States. We partner with top-rated insurers to provide affordable, reliable coverage no matter where you rent.](/insurance/personal/renters-insurance) [— Limestone County AL — Business Insurance — Protect your business with customized insurance plans, whether you're running a local shop or a nationwide operation. We offer coverage through our network of 60+ A-rated carriers to meet your unique needs.](/insurance/business/business-insurance) [— Limestone County AL — Landlord Insurance — Nationwide landlord insurance coverage that safeguards your rental properties. We offer flexible policies from leading insurance providers to ensure your investment is protected no matter where your properties are located.](/insurance/personal/landlord-insurance) [— Limestone County AL — Flood Insurance — Be prepared for flooding anywhere in the U.S. with comprehensive flood insurance. We offer nationwide protection from top insurance companies, ensuring you have the coverage you need when it matters most.](/insurance/personal/flood-insurance) ## Limestone County Alabama Insurance Limestone County, which encompasses the cities of Athens, Madison and Huntsville, offers unique benefits for residents and businesses. With a growth potential of nearly 20% for 2020, Limestone County is positioned to be a center for economic and technological growth in the state of Alabama. Limestone County offers attractive business incentives, like lower business costs and tax rates compared to other regions in the Southeast. The county also boasts a highly-educated workforce in the aerospace, automotive, biotechnology, manufacturing and robotics industries. Coupled with a central location close to Birmingham and Nashville, Limestone County is poised to see tremendous growth in innovation, technology and opportunity. Choosing Pepper, Johnstone & Company for your insurance ensures that you’re receiving the best guidance and protection for whatever happens next. We provide options for a wide variety of needs, including renters, commercial, personal and cyber insurance. As residents of Limestone County, we understand the community and are confident we can provide you the insurance you need. ## Backed by Dependable, A-Rated Insurance Partners We partner with [60+ insurance companies](/about/insurance-companies) to provide our clients with the best match for their needs, and to make sure we only recommend companies who will be there when you need them. - [Travelers](/claims-services/claims-payments#travelers) - [The Hartford](/claims-services/claims-payments#the-hartford) - [Chubb](/claims-services/claims-payments#chubb) - [Progressive](/claims-services/claims-payments#progressive) - [Liberty Mutual](/claims-services/claims-payments#liberty-mutual) - [Auto Owners](/claims-services/claims-payments#auto-owners) - [Safeco](/claims-services/claims-payments#safeco) - [Cincinnati Insurance](/claims-services/claims-payments#cincinnati-insurance) ## Clients Love Us We work hard for this reputation. [![Lauren Marsh](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lauren-marsh.8f1ef3286aaf69249e3de25282587a81dc15842de09824b6b0cbfb88b2501a20.webp)](/about/client-testimonials) What’s made us stick with them is the accountability. **— Lauren Marsh —** Ridgeline Construction [![Lynn Persell](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lynn-persell.9a4cd56880c3014002601585585987659e761ba9b4ce55d934e41cc15c2c97f5.webp)](/about/client-testimonials) They’ve taken care of me during the darkest days after the tornado. **— Lynn Persell —** Persell Lumber & Mill Shop [![Mike Walters](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/mike-walters.b7e85f459e5433841cfc9e45b3561d5fa0b394111be2eb8400535769c689c271.webp)](/about/client-testimonials) They understand our business & risk profile through industry knowledge. **— Mike Walters —** MVW Nutritionals ![Commercial client](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-1.9cb73af9c1e3961f57515ecda4c9f4e639df0eff922a19dccb73c30bfe4385f4.webp) PJ&C has become a crucial member of our business support team over the past several years. **— Commercial client —** Atlanta, GA ![J.W. E.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-1.26763a560ec8c33e538d9a14d02e9af37b878ed2735807d5bbca818b43fecadb.webp) The entire team is not only knowledgeable but down to earth and willing to share their time, tips and ideas. **— J.W. E. —** Nashville, TN ![Matthew H.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-2.f0d626a1e52b3f01c2be3c90db4d5d367c60b36ac6f55c3a5fecdb9bccc5bd8b.webp) Top notch insurance agency! The team at PJ&C provide excellent customer service while meeting all our needs. **— Matthew H. —** Dallas, TX ![Samantha B.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-2.8e76c5af7c1582529e66148a1be8aa0a919754e1706a80af3031e295450f4db1.webp) All the employees at PJ&C are very professional and knowledgeable. Exceptional customer service. **— Samantha B. —** Athens, AL [MORE REVIEWS](/about/client-testimonials) ## Our Mission Our mission is to be the clear, best choice for providing insurance, risk management and investment solutions to our clients through teamwork, technology, innovation, industry knowledge and unsurpassable client service, while supporting our community and stakeholders. ## Our Firm Pepper, Johnstone & Company was established in 1971 as a privately held insurance brokerage. Our client-base extends to AL, GA, MS, NC, SC, LA, TN, KY, FL, TX, NV, CA, CO, KS, OH, and DC. Although much has changed in our industry over the past 50 years, our steadfast commitment to properly protecting and advising our clients remains the same. ```json {"@context":"https://schema.org","@type":"WebSite","url":"https://www.pjcoinsurance.com/","name":"Pepper, Johnstone & Company"} ``` ```json {"@context":"https://schema.org","@type":"InsuranceAgency","name":"Pepper, Johnstone & Company - Limestone County, AL","url":"https://www.pjcoinsurance.com/about/areas/limestone-county-alabama.md","areaServed":{"@type":"Place","name":"Limestone County, Alabama"},"address":{"@type":"PostalAddress","addressLocality":"Limestone County","addressRegion":"AL"},"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Thursday"],"opens":"8:00 AM","closes":"5:00 PM"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Wednesday","Friday"],"opens":"8:00 AM","closes":"4:30 PM"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Saturday","Sunday"],"opens":"00:00","closes":"00:00"}]} ```