--- title: Insurance Agency in Huntsville, AL | Pepper, Johnstone & Company description: Get the best insurance coverage options in Huntsville, AL, by contacting the experienced team at our independent insurance agency. Get started today! --- # Personal & Commercial Insurance in Huntsville, AL ( We’ve been building trust here for over 50 years. ) ## “Just browsing”? When you’re ready to see what we’ve got to offer, give us a call to talk options, or request an insurance quote online. [GET A QUOTE](/quotes) ## Already with us? We’re standing by, ready to help with whatever you need. Claims, payments, coverage changes, and anything else. [GET SERVICE](/claims-services) ## Huntsville AL Personal & Commercial Insurance # Your Trusted Independent Insurance Agency in Huntsville, AL Whether you need personal or business insurance, finding the right coverage is crucial. The world of insurance coverage can feel overwhelming, which is why you need to find an independent insurance agency that can provide clear and accurate information when you are making these important decisions. At Pepper, Johnstone & Company, we have a strong value system that influences everything we provide our clients. When you choose us as your insurance provider, you are guaranteed commitment and integrity from our team of experts. We can help you find the best insurance offerings at the best prices in Huntsville, AL. Unlike many national firms, our decision-makers are local, guaranteeing a personalized and responsive experience for all of our clients. We have also been in business for over 50 years and are one of the most trusted choices in Alabama. ## Local Huntsville Insurance Services for Every Need Choosing the right insurance can be an overwhelming process, especially when it comes to finding the best rates and coverage options. Determining what’s best for your home, family, business, or employees can be confusing, which is why it is always best to get advice from the trusted, local experts at Pepper, Johnstone & Company. ### Personal Insurance in Huntsville, AL If you need any kind of personal insurance, such as auto, homeowner, boat, or renters insurance, Pepper, Johnstone & Company has you covered. **[Learn More](/insurance/personal)** ### Business Insurance in Huntsville, AL Do you need commercial auto insurance, commercial property insurance, or any other kind of business insurance coverage? We can help you find the best options and rates to cover your unique needs. **[Learn More](/insurance/business)** ### Life & Health Insurance in Huntsville, AL Don’t forget to protect your future. Make sure you and your loved ones are protected against any circumstance by exploring the best life and health insurance options in Huntsville, AL with us. **[Learn More](/insurance/life)** ### Specialty Insurance in Huntsville, AL Huntsville’s innovators deserve personalized options. We can help you find the specialty insurance coverage you need for any situation, whether that be technology, farm, or mini-storage insurance. **[Learn More](/insurance/specialty)** ## What Does an Insurance Agency Do? How We Can Help At Pepper, Johnstone & Company, we understand that not every insurance policy is going to be the right fit for your situation. Whether you need personal, business, or another type of insurance, our professionals can help you navigate the different factors regarding each policy. This includes taking your whole financial picture into consideration when it comes to your needs, goals, and any concerns you may have. Our services include risk management, consultation, customized insurance programs, and offerings from the best insurance carriers in the marketplace. As local insurance agents, we are committed to providing dependable and trustworthy results for each of our clients. You never have to worry about trying to get in touch with us—we’ll always be available to answer questions, make necessary adjustments, and put your mind at ease. ## Need Insurance Coverage? Contact our Huntsville Insurance Agency Today Whether you need personal insurance, business insurance, or life and health insurance, it’s important to have someone on your side to evaluate your options and help you choose the right fit for your needs. That’s why Huntsville home and business owners trust Pepper, Johnstone & Company. Our employees have superior knowledge of the insurance landscape in Huntsville, AL, and can help you find the best offerings at the best rates. Do you want to work with an independent insurance agency that provides a personalized approach? Contact us today at Pepper, Johnstone & Company to speak with one of our professionals. ### Get a Quick Insurance Quote (A form appears here on the HTML version of this page.) ## Huntsville AL Insurance from Trusted Risk Management Advisors Pepper, Johnstone & Company provides insurance services to clients throughout the southern U.S., including in Huntsville AL. Take advantage of the trust and experience we've been building since our founding over 50 years ago. [— Huntsville AL — Homeowner Insurance — Protect your home with customized homeowner insurance, no matter where you live. As an independent agency, we work with 60+ A-rated insurance partners nationwide to find the best coverage for your unique needs.](/insurance/personal/homeowner-insurance) [— Huntsville AL — Condo Insurance — Get comprehensive condo insurance that covers your unit and personal property, tailored for homeowners across the country. We connect you with top insurers to ensure reliable protection wherever you are.](/insurance/personal/condo-insurance/quote) [— Huntsville AL — Auto Insurance — Drive confidently with auto insurance that fits your lifestyle. Whether you're in a big city or a small town, we offer nationwide coverage options from trusted A-rated providers to keep you protected.](/insurance/personal/auto-insurance) [— Huntsville AL — Boat Insurance — Stay protected on the water, coast to coast. Our boat insurance options are available nationwide and offer comprehensive protection, no matter where you dock or sail.](/insurance/personal/boat-insurance) [— Huntsville AL — Renters Insurance — Secure your belongings with renters insurance tailored to renters across the United States. We partner with top-rated insurers to provide affordable, reliable coverage no matter where you rent.](/insurance/personal/renters-insurance) [— Huntsville AL — Business Insurance — Protect your business with customized insurance plans, whether you're running a local shop or a nationwide operation. We offer coverage through our network of 60+ A-rated carriers to meet your unique needs.](/insurance/business/business-insurance) [— Huntsville AL — Landlord Insurance — Nationwide landlord insurance coverage that safeguards your rental properties. We offer flexible policies from leading insurance providers to ensure your investment is protected no matter where your properties are located.](/insurance/personal/landlord-insurance) [— Huntsville AL — Flood Insurance — Be prepared for flooding anywhere in the U.S. with comprehensive flood insurance. We offer nationwide protection from top insurance companies, ensuring you have the coverage you need when it matters most.](/insurance/personal/flood-insurance) ## Huntsville Alabama Insurance If you have any questions or concerns about the insurance that Pepper, Johnstone & Company can provide you in the Huntsville area, feel free to [contact us](/contact) or give us a call. ## Backed by Dependable, A-Rated Insurance Partners We partner with [60+ insurance companies](/about/insurance-companies) to provide our clients with the best match for their needs, and to make sure we only recommend companies who will be there when you need them. - [Travelers](/claims-services/claims-payments#travelers) - [The Hartford](/claims-services/claims-payments#the-hartford) - [Chubb](/claims-services/claims-payments#chubb) - [Progressive](/claims-services/claims-payments#progressive) - [Liberty Mutual](/claims-services/claims-payments#liberty-mutual) - [Auto Owners](/claims-services/claims-payments#auto-owners) - [Safeco](/claims-services/claims-payments#safeco) - [Cincinnati Insurance](/claims-services/claims-payments#cincinnati-insurance) ## Clients Love Us We work hard for this reputation. [![Lauren Marsh](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lauren-marsh.8f1ef3286aaf69249e3de25282587a81dc15842de09824b6b0cbfb88b2501a20.webp)](/about/client-testimonials) What’s made us stick with them is the accountability. **— Lauren Marsh —** Ridgeline Construction [![Lynn Persell](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/lynn-persell.9a4cd56880c3014002601585585987659e761ba9b4ce55d934e41cc15c2c97f5.webp)](/about/client-testimonials) They’ve taken care of me during the darkest days after the tornado. **— Lynn Persell —** Persell Lumber & Mill Shop [![Mike Walters](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/testimonials/mike-walters.b7e85f459e5433841cfc9e45b3561d5fa0b394111be2eb8400535769c689c271.webp)](/about/client-testimonials) They understand our business & risk profile through industry knowledge. **— Mike Walters —** MVW Nutritionals ![Commercial client](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-1.9cb73af9c1e3961f57515ecda4c9f4e639df0eff922a19dccb73c30bfe4385f4.webp) PJ&C has become a crucial member of our business support team over the past several years. **— Commercial client —** Atlanta, GA ![J.W. E.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-1.26763a560ec8c33e538d9a14d02e9af37b878ed2735807d5bbca818b43fecadb.webp) The entire team is not only knowledgeable but down to earth and willing to share their time, tips and ideas. **— J.W. E. —** Nashville, TN ![Matthew H.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/man-2.f0d626a1e52b3f01c2be3c90db4d5d367c60b36ac6f55c3a5fecdb9bccc5bd8b.webp) Top notch insurance agency! The team at PJ&C provide excellent customer service while meeting all our needs. **— Matthew H. —** Dallas, TX ![Samantha B.](https://webtricity-assets-2.wbtcdn.com/fab11678-4400-4e7b-9d4a-2a2f81685a28/images/avatars/woman-2.8e76c5af7c1582529e66148a1be8aa0a919754e1706a80af3031e295450f4db1.webp) All the employees at PJ&C are very professional and knowledgeable. Exceptional customer service. **— Samantha B. —** Athens, AL [MORE REVIEWS](/about/client-testimonials) ## Our Mission Our mission is to be the clear, best choice for providing insurance, risk management and investment solutions to our clients through teamwork, technology, innovation, industry knowledge and unsurpassable client service, while supporting our community and stakeholders. ## Our Firm Pepper, Johnstone & Company was established in 1971 as a privately held insurance brokerage. Our client-base extends to AL, GA, MS, NC, SC, LA, TN, KY, FL, TX, NV, CA, CO, KS, OH, and DC. Although much has changed in our industry over the past 50 years, our steadfast commitment to properly protecting and advising our clients remains the same. ```json {"@context":"https://schema.org","@type":"WebSite","url":"https://www.pjcoinsurance.com/","name":"Pepper, Johnstone & Company"} ``` ```json {"@context":"https://schema.org","@type":"InsuranceAgency","name":"Pepper, Johnstone & Company - Huntsville, AL","url":"https://www.pjcoinsurance.com/about/areas/huntsville-alabama.md","areaServed":{"@type":"Place","name":"Huntsville, Alabama"},"address":{"@type":"PostalAddress","addressLocality":"Huntsville","addressRegion":"AL"},"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Thursday"],"opens":"8:00 AM","closes":"5:00 PM"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Wednesday","Friday"],"opens":"8:00 AM","closes":"4:30 PM"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Saturday","Sunday"],"opens":"00:00","closes":"00:00"}]} ```